0
Members
KSh 0
Total Deposits
0
Branches
14%
Annual Dividend Rate
◆SASRA Licensed ◆M‑Pesa Integration ◆Digital Onboarding ◆24hr Loan Approval ◆14% Dividend Rate ◆Mobile Banking App ◆VISA Debit Cards ◆Agency Banking ◆SASRA Licensed ◆M‑Pesa Integration ◆Digital Onboarding ◆24hr Loan Approval ◆14% Dividend Rate ◆Mobile Banking App ◆VISA Debit Cards ◆Agency Banking
Member Benefits

Everything a modern
sacco member needs

From savings to loans and digital banking – streamlined for your everyday life.

Savings & Deposits

Grow your money with competitive savings accounts, fixed deposits, and holiday plans. Earn up to 14% annually.

Digital Membership

Join fully online in under 10 minutes. Automated KYC verifies your documents – no branch visit required. Member number within 48 hours.

Loan Processing

Access personal, business, or emergency loans – up to 3× your savings. Approvals within 24 hours. Disbursement via M‑Pesa or bank transfer.

Member Dashboard

Real‑time statements, dividend summaries, loan schedules, and contribution history – all in your personalised member portal, 24/7.

Member Support

Raise tickets, track status, and get answers via WhatsApp, email, or our helpdesk portal. Response within 4 business hours.

Secure & Compliant

SASRA‑compliant, end‑to‑end encrypted, with two‑factor authentication and government‑regulated deposit protection.

Why Choose Redian Sacco

Banking built around your financial journey.

Since 2003, Redian Sacco has empowered Kenyans through cooperative savings, affordable loans, and modern digital banking. Whether you're saving for the future, growing a business, or responding to life's opportunities, we're here to help you achieve your financial goals.

Join Easily
Become a member online with a simple, secure application.
Save Consistently
Flexible contribution options that fit your lifestyle.
Borrow Confidently
Affordable personal, business, education, and emergency loans.
Grow Your Future
Benefit from annual dividends while building long‑term security.
Become a Member
Why members trust us
SASRA Regulated
Your deposits are protected under Kenya's cooperative law.
M‑Pesa Native
Contributions, loan disbursements, and repayments all through M‑Pesa.
Consistent Dividends
Competitive annual returns paid consistently – our members have never missed a dividend.
120,000+ Members
A strong cooperative community across 18 branches nationwide.
Member Journey

Application to active member
in 48 hours

Completely paperless. No queues. No branch visits required.

1

Fill the Form

Complete the digital application – takes under 10 minutes.

2

KYC Verification

Your ID and documents are verified automatically.

3

Pay Registration

Receive an M‑Pesa STK push for the KSh 2,000 fee.

4

Sign Digitally

Your membership agreement is signed electronically.

5

Welcome Aboard!

Your member portal goes live. Start saving and earning dividends.

Apply Online

Join Redian Sacco today

Select a product below to get started. All applications are digital.

Why join Redian Sacco?

Helping Kenyans build financial security since 2003. Our fully digital platform makes joining easier – and smarter – than ever.

  • Borrow up to 3× your savings, disbursed within 24 hours via M‑Pesa
  • Earn an annual dividend of up to 14% on your deposits
  • Real‑time monitoring via your member dashboard
  • Life insurance coverage linked to your savings balance
  • Zero paperwork – entire journey 100% digital
Registration Requirements

National ID / Passport · KRA PIN Certificate · KSh 2,000 registration fee (via M‑Pesa) · 2 passport photos

Get in Touch

We're here for you

Call Us

+254 784202649
Mon–Fri: 8am – 5pm · Sat: 9am – 1pm

Email Us

enquiry@rediansoftware.com
We respond within 4 business hours.

Visit Us

10th Floor, Westpark Towers, Westlands, Nairobi
18 branches across Kenya

Help & Support

Need a hand with something?

Send us your question and our support team will get back to you shortly.

Ready to take control
of your financial future?

Join 120,000+ members who are saving smarter and growing faster with Redian Sacco.

Apply for Membership Talk to an Advisor