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SASRA-Licensed · Redian Sacco

Our Products

Choose a product below and submit your application — our team will be in touch within 24 hours.

Ordinary Savings Account

Our flagship savings product for members. Regular monthly contributions with competitive dividends paid annually.

Up to 14% annual dividend
Most Popular

Fixed Deposit Account

Lock in your money for a fixed term and earn higher interest. Ideal for surplus savings you can commit for 3–24 months.

Higher interest for fixed terms
3 – 24 Month Terms

Junior / Children's Savings

Start your child's financial journey early. Opened and managed by a parent or guardian on behalf of a minor member.

Builds lifelong savings habits
For Members Under 18

Group / Chama Savings

Save together as a group (chama, investment club, or association). Each member has individual share tracking within the group account.

Collective wealth creation
Min. 5 Members

Holiday / Target Savings

Save towards a specific goal — school fees, travel, home improvement. Set a target amount and timeline, withdraw when you reach it.

Goal-oriented saving
Flexible Withdrawal

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Your savings product application has been received. Our team will review it and contact you within 24 hours via phone or email.

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Normal Development Loan

Borrow up to 3× your savings for personal or business development. Fixed monthly repayments over up to 48 months.

Up to 3× savings | Up to 48 months
Most Applied

Emergency Loan

Fast disbursement within 24 hours for urgent needs — medical bills, school fees, or unexpected expenses.

Disbursed in 24 hours via M-Pesa
Fast Track

School Fees Loan

Ensure your children get uninterrupted education. Repaid over a flexible period, timed around academic calendars.

Calendar-aligned repayment
Education

Business Loan

Capital to grow your business — stock, equipment, or working capital. For self-employed members and business owners.

Up to 5× savings | Up to 60 months
Business Growth

Super Loan (Long-term)

Large-ticket financing up to 5× your savings for major investments — real estate, farm inputs, or asset acquisition.

Up to 5× savings | Up to 72 months
Premium

Loan Application Submitted!

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Loan Product Application

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